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U388 payment method greyed out or refused

The rail you wanted is missing from the cashier, or the bank step ends in a refusal.

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Sign-in and lock-outs  ·  Deposits that did not land  ·  Payouts held on pending

When a U388 payment method is greyed out, another of the 3 MYR channels — FPX bank transfer, e-wallets (Touch 'n Go, DuitNow) and crypto — can still be open. A refusal on the bank's own page belongs to the bank, and payout rails are listed separately from deposit rails.

Payment rail unavailable: what to work through

Cashier symptom, check, next step

What you seeWhat to checkNext step
Method missing from the listWhich of the 3 channels are still shownUse another channel for this top-up
Bank page refuses the transferWhether the refusal came from the bank screenRetry from the bank app or switch to an e-wallet
Cannot pick a payout railThat payout lists differ from deposit listsChoose from e-wallet, FPX or crypto
Amount does not matchBank or network charge on the transferCompare the cashier entry with the receipt

Questions that come with this problem

The method I use has disappeared from the cashier.
Switch to another of the 3 channels for that top-up: FPX bank transfer, e-wallet or crypto.
My bank refuses the transfer at the last step.
That refusal comes from the bank screen, not the cashier. Retry from the bank app, or move the top-up to an e-wallet.
Can I withdraw to the method I deposited with?
Payout rails are listed separately: e-wallets, FPX bank transfer and crypto all pay out, and the e-wallet is the quickest of them.

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